Home Loan Finance
We Can Help You Grow
Home Finance Solutions
Owning a home is a significant aspiration, a sanctuary that is truly yours, providing a sense of stability and independence. However, the complexity of home buying can often make this dream seem unattainable. Future Funding acknowledges these concerns, striving to make home loans in Australia affordable and manageable. Our first home buyers mortgage calculator helps you plan your financial commitments effectively, and we also extend support for commercial property finance.
We provide comprehensive assistance programs for those who are capable of managing the regular expenses of homeownership but find the large downpayment an obstacle. Our dedicated home loan specialists use our state-of-the-art cloud-based loan process technology to help you navigate the loan process and identify the best lenders according to your needs. Reach out to us today, and bring your dream of homeownership closer to reality.
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"Owning a home is a keystone of wealth... both financial affluence and emotional security"
helping step by step
First Home Buyer
Future Funding helps you with the first step to buy a house, which is one of the biggest decisions you will make financially. Our mortgage specialists are here to assist with your decision-making process. We will use a first home buyers mortgage calculator to help you visualise the payments you’ll be making in the following years.
With your first home buyers loan in Australia (whether buying or building), you are eligible for either government grants or concessions depending on the state where you make your purchase. This varies from $5,000 to $25,000 or stamp duty concessions.
Easy and quick
Investment Property Finance
Future Funding can assist you in buying your second home, allowing you to benefit from equitable profit.
Being a seasoned home buyer, you already know the processes involved in purchasing a home. Our mortgage specialists can assist you in navigating changes in lenders and products to find the best deal for you.
Many Australians are investing their futures in property and benefiting from rental returns, which assists with mortgage repayments and leads to equitable profit in the future.
we help you grow
Construction Loan
Pre-built houses are not for everyone. Some of us really want to live in our dream homes made from scratch. And we’re also here for that.
Construction loans in Australia are not hard to acquire so long as you submit the requirements asked.
A construction loan applies when you substantially renovate, build, knock down, rebuild, or even add additional rooms. A construction loan draws on funds progressively during various stages of the construction process. Our Future Funding mortgage specialists can assist with finding the right financing for your needs to package the most sensible option on the market.
unique solutions
Commercial Property Finance
Commercial investing is different from residential investing and generally warehouses, retail shops, factories, or car parks.
Commercial property finance in Australia requires meticulous research and careful consideration. These investments are deemed a higher risk, which means the rental return is generally greater.
A key attribute to commercial property leasing is that the lessee pays the property maintenance and rates in addition to the rent. Although there are many attractive features of a commercial investment property, this type of investment generally requires the borrower to have a larger deposit, roughly approximately 30%, of equity in their current property. The same guidelines are necessary if the property is to be owner-occupied. We always recommend you discuss these options with your financial planner or your accountant.
stress free
Refinancing or Debt Consolidation
This option allows you to contractually change the specifics of your current home loan.
Whether you need to refinance for debt consolidation, lower your fixed interest rate or free up capital in your property’s equity. Future Funding’s mortgage specialists are ready to assist you to find the right product to suit your specific needs.
personal loans
Low Doc or Alternative Documentation Finance
Future Funding have extensive experience with self-employed clients and can assist with low doc or alternative documentation property finance options.
Low Doc or alternative documents mean the lender will review the income of an individual not on accountant prepared tax returns. As a self-employed individual, you will require a declaration from the borrower on what your income is, with one of the following items.
